The following is a list of the top ten items we feel are important to navigating your way to financial freedom.

Your priority order may differ due to individual beliefs and circumstances. If you have accomplished all ten of these goals, you are well on your way to financial freedom.

1. Do tax planning... afterall, income taxes can account for up to 50% of your income.
2. Pay off credit cards... start by doubling regular payments.
3. Pay off other personal debt with high interest rates.
4. Establish a three to four month emergency reserve in a liquid account (i.e., savings or money market).
5. Buy a house.
6. Take advantage of company pension plans that match contributions.
7. Be sure you are insured (life, health, disability, etc.).
8. Max out pension plans above the company match.
9. Pay yourself first... invest in a mutual fund through dollar cost averaging.
10. Pay additional amounts on your mortgage.